Privacy Policy for Startpe

Effective Date: 07th Febuary 2025

Startpe is a mobile application developed by Wagemart Services Private Limited (hereinafter referred to as “Startpe” or “we”). This Privacy Policy explains how we collect, use, and share your personal information when you use the Startpe mobile application (the "App") and related services. By downloading and using the Startpe App, you agree to the terms outlined in this Privacy Policy.

1.Information Collection

We collect personal information to provide, improve, and personalize our services. The types of data we collect include:

• Personal Information:Name, age, gender, photo, address, phone number, email address, contacts, KYC-related information (such as government-issued IDs), OTPs, balance details, transaction history, and device details (e.g., device model, operating system, IP address).
• Sensitive Personal Information:Financial and transactional information, including card details (partially), transaction history, reward wallet balance, etc.
• Cookies & Tracking Technologies:We use cookies to enhance user experience, track usage patterns, and improve security. You can manage cookie preferences via your device settings.

2.How We Use Your Information

• Create and manage your account.
• Provide services and process transactions.
• Authenticate transactions and payments.
• Improve and customize user experience
• Communicate with you about services, updates, offers, and customer support.
• Comply with legal obligations (e.g., KYC requirements, fraud prevention).

3.Information Sharing and Disclosure

We may share your personal information in the following scenarios:

• Service Providers: We share data with trusted third-party service providers who assist us in running the app and providing services.
• Legal Compliance: We may disclose personal information to comply with legal obligations, respond to subpoenas, or protect our rights.
• Business Transfers: In case of a merger, acquisition, or sale of assets, your data may be transferred to the new owner.

4.Cookies and Similar Technologies

We use cookies and similar technologies (e.g., web beacons, tracking pixels) to enhance the functionality of our app, provide tailored content, and analyze usage patterns. You can manage your cookie preferences through your device’s settings.

5.Data Storage and Security

Your personal information is stored securely, and we use encryption and other security measures to protect it. However, no method of data transmission over the internet is 100% secure, so we cannot guarantee absolute security.

6. Data Retention

We retain your personal information as long as necessary to provide services and comply with legal obligations. When your data is no longer needed, we will securely delete it.

7.Access to Your Information

You can access, update, or delete your personal information at any time by visiting the settings section of the App or by contacting us at the email provided below. You can also revoke your consent for the processing of personal data, but this may affect your ability to use some features of the App.

8.Children’s Privacy

Our App is not intended for children under 18 years old. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child under 18, we will take steps to delete that information.

9.Your Rights and Choices

You have the right to:

• Opt-outof receiving promotional emails or notifications from us.
• Accessand request a copy of your personal data.
• Deleteor request the correction of inaccurate personal data.

If you would like to exercise any of these rights, please contact us at support@startpe.com.

10.Changes to this Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will notify you by updating the "Effective Date" at the top of this policy. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

11.Contact Us

If you have any questions or concerns about this Privacy Policy, or if you need assistance with managing your data, please contact us at:

Email:support@startpe.com

Phone:+91-9546462728

Address: